Ribbit Capital vs SoftBank Vision Fund

A side-by-side comparison of two AI investors: Ribbit Capital (Power Score 80/100) and SoftBank Vision Fund (Power Score 82/100), both ranked among the most active firms tracked in this category.

Ribbit CapitalSoftBank Vision Fund
Power Score™ 80/100 82/100
Assets Managed $20.78B (RAUM, Form ADV 2026) $175B (platform assets, 2022)
Founded 2012 2017
Headquarters Palo Alto, CA London, UK
Sectors Fintech, Crypto, Consumer Internet, AI, Deep Tech, Defense Tech, Enterprise Software AI, Enterprise Software, Consumer Internet, Logistics, Cybersecurity, Climate, Developer Tools, Deep Tech

Ribbit Capital

Micky Malka founded Ribbit Capital in 2012 after a career spent building brokerages and banks rather than software companies - he helped build Patagon.com, which Santander acquired in 2000, then co-founded Banco Lemon, later acquired by Banco do Brasil. That regulated-finance operating background, rather than a conventional Silicon Valley career arc, is what made Ribbit the premier financial-services specialist in venture capital, backing category leaders globally from a first $100 million fund in 2013. The firm's public messaging has since broadened well past 'fintech' into global commerce, money movement, identity, data, energy, AI, and wealth management, but the through-line is unchanged: Coinbase, Nubank, and Robinhood are all Ribbit bets, and its March 2026 Form ADV reports approximately $20.78 billion in regulatory assets under management.

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SoftBank Vision Fund

SoftBank Vision Fund remains the clearest example of venture capital run at platform scale, having launched Vision Fund 1 at $100 billion in 2017. Its current messaging has become far more coherent than the early 'invest in everything transformed by AI' caricature: the firm is now organized around a full-stack AI ecosystem of hardware, infrastructure, and applications, with CEO Alex Clavel's leadership stressing discipline, monetization, and cash-runway quality across the portfolio. That shift matters because it shows the platform institutionalizing what was previously perceived as founder-led opportunism under Masayoshi Son, while still concentrating unusually large checks into category leaders - DoorDash's $71.2 billion IPO valuation stands as SVF1's best fully-exited outcome, with a $7.3 billion gain.

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